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They do not look only at a single month but overall 12 months period. My understanding is that they do not require further income proof unless there is a specific reason for them to do so. Read More

Hi, appreciate your sharing. Able to use your latest payslip to write in via HDB feedback form online to check with HDB before proceeding.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

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Stewart-PropNex Read More

My Answer with regards to your Question:

HDB typically considers your average income over a 12-month period rather than focusing on a single month. When you apply for grants and loans, they usually assess your income based on the information provided in your HFE (HDB Financial Evaluation) letter. Unless there are specific reasons for them to do so, they generally do not require further income proof beyond what was submitted with your HFE letter.

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Hi,

1) All bonuses will suffer from a 30% haircut. This means only 70% of the amount is taken into account in the MSR tabulation.
2) Yes, the HDB might reassess your income when you apply for grants, but usually not for loans only.
3) So far, the recent cases who applied for grants and HDB loans submitted lately did not request for the payslips, but it might change anytime.
4) I strongly suggest you get a firm answer from the HDB since you are on the borderline case.
5) The damages could be serious without a firm black and white from the authority.
6) You may reach them via https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

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ling.ck7@gmail.com
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My Answer with regards to your Question:

HDB typically considers your average income over a 12-month period rather than focusing on a single month. When you apply for grants and loans, they usually assess your income based on the information provided in your HFE (HDB Financial Evaluation) letter. Unless there are specific reasons for them to do so, they generally do not require further income proof beyond what was submitted with your HFE letter.

I am Sorry that This platform does not allow me to direct contact you.

You can reach me at https://wa.me/6598569255.

I am Happy to Help with No obligations! If you have any more questions or need assistance, FEEL GOOD to let me know. I am here for You! Cheers :)

See my REVIEWS here: (Just need to Copy and Paste the link)

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591 Read More