Property & Real Estate Discussions on Home Financing

3435 Results Found in Home Financing

hollyanne in Home Financing

asked on 24 Dec 2010

Hello I have an existing HDB resale EA flat (in mature estate) with an outstanding loan with the bank, financing it via CPF. At the same time, I have a private condo which is going to TOP soon. I am wondering if I should : 1 - Rent out the...

0 • 1504 views 1 Answer

jo in Home Financing

asked on 23 Dec 2010

Hi, My uncle, 60yrs old, retired & alone, working part-time to pass time, earning abt $1K/mth enough to cover daily expenses. He's the sole owner of a 5-rm hdb flat, fully paid. Now he wishes to buy a small private condo (abt 500k) for...

0 • 974 views 2 Answers

Johnny in Home Financing

asked on 23 Dec 2010

Dear All, I had purchase a unit at Bukit Merah Area. And both me n my wife are at our late thirties and we have two kids. We dont do investment as we are low risk taker. I have a question. If we can pay off the home without having to take loan....

0 • 638 views

Guo You Hew in Home Financing

asked on 19 Dec 2010

I am confused about the reimbursement of Stamp duty. For example, if my stamp duty is $10000, and i pay in cash. The remaining 15% of the downpayment is $100k. If our CPF accounts have a total of $102k, will I get the reimbursement of $2k for...

0 • 6447 views

Lyn in Home Financing

asked on 17 Dec 2010

Hi, would like to check if stamp duty can be payable by CPF for private property? My understanding is, we will need to pay stamp duty in cash and thereafter CPF will reimburse you when u utilizes CPF for stamp duty. Is there a way to use CPF...

0 • 3501 views 2 Answers

Tiny in Home Financing

asked on 17 Dec 2010

I would like to buy a property with my partner. Can we use both CPF account to finance on top of cash? We are both single btw.

0 • 606 views 2 Answers

Particia in Home Financing

asked on 16 Dec 2010

I am currently living in hdb flat. Intend to sell current flat to upgrade to a condo. Sales of flat proceeds would subside financing of the condo so that I only need 50% of the bank loan. Can you advise me the timing of the sale of my current flat...

0 • 734 views 1 Answer

CondoQuery in Home Financing

asked on 16 Dec 2010

Hi, Myself & Hubby are Singapore PR. We wud lik 2 buy condo at 700k. What percentage of loan can v get from Bank?

0 • 1723 views

Taryn in Home Financing

asked on 15 Dec 2010

Hi, I am single 27 year old Singapore PR. I would like to buy a private property because I am currently paying more than 1k in rent every month and do not want to continue to rent. I have very little CPF and only 30k in savings and I know the...

1 • 1243 views

Jay Ong in Home Financing

asked on 13 Dec 2010

Hi Gurus, i am searching for a EC to upgrade but lacks the complete 20% downpayment. Can i book a unit before i sell off my current HDB which is fully paid? Or any other way to finance the payment without loosing my current flat? Thanks!

0 • 1113 views

Suman Pradhan in Home Financing

asked on 13 Dec 2010

Can I get personal loan from bank to cover the 20% down-payment ? I swa somewhere in terms and conditions of home loan that 'You cannot use loan from any other bank to be used as down payment'. PLs advise. THanks. Suman

0 • 1218 views

Alexander Chua in Home Financing

asked on 12 Dec 2010

As a foreigner planning to invest a condo property in Singapore what are the requirements in applying for a loan and what is the interest rates and other charges. Thank you.

0 • 929 views 1 Answer

Itan in Home Financing

asked on 11 Dec 2010

My parents are PR, they would like to buy a 3 room hdb for self stay. But they are not working, are they able to secure 80% loan, and I be their guaranto for the financing?

0 • 501 views 1 Answer

Investor for 2nd apt in Home Financing

asked on 11 Dec 2010

Hi Guru I'm planning to invest in another 2nd small apt (500sq ft) for purpose of passive rental income. Currently I don't have the 30% downpayment but I was told that I can refinance my exiting apt to have excess cash for the 30% downpayment. If...

0 • 837 views

R Koh in Home Financing

asked on 10 Dec 2010

What is the approx monthly payment if I were to loan $800,000 from bank?I know the interest varies from bank to bank.Can I get a rough estimation from you experts.Thank you!

0 • 792 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru, I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred. Need your advice for the situation as follows: 1) our combined income is...

0 • 845 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

0 • 670 views

Paul Chen in Home Financing

asked on 8 Dec 2010

Hi,I am interested to purchase a resale HDB flat but I have some questions regarding loans. The things is I am a discharged bankruptcy since Mar 2009 and my wife have some bad records with the bank. Both of us are now working in Thailand and our...

0 • 1561 views

pong jewn kok in Home Financing

asked on 8 Dec 2010

The valuation of hdb is S$300,000 and owner asking of COV of S$15,000, so the bank loan is base on the total purchase price of amounting S$315,000 or the valuation price S$300,000 loan up to 80%?

0 • 900 views 1 Answer

Lim Yee Hua in Home Financing

asked on 8 Dec 2010

Hi. As my wife had used up her second HDB loan quota for financing her parents flat earlier. Can we still get another HDB loan from HDB if we intent to downsize to a smaller flat? Am staying in a EA currently. And can we can a new flat by...

0 • 884 views

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