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Your current husband will have to be minimally an essential occupier for your HDB purchase if you are the sole owner, provided if you are a Singapore Citizen. Does your husband own any private residential property in Singapore or overseas?

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

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Geryl Lim
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Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

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Hi,

May I know you and your current husband nationality status?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

My Answer with regards to your Question:

In Singapore, if you are a Singapore Citizen and meet certain eligibility criteria, you can purchase an HDB flat under your name. However, there are considerations to keep in mind, especially given your family situation. Here are some key points:

Eligibility for HDB Purchase:

As a Singapore Citizen, you are generally eligible to purchase an HDB flat. However, the eligibility criteria and schemes may vary based on factors such as your marital status, family nucleus, and the citizenship of your family members.

Family Nucleus:

HDB has specific definitions for a family nucleus, and it typically includes spouses and children. Since you are married, your current husband may need to be included as an essential occupier if you are the sole owner.

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Hi,

1) Your spouse must not own any private property to be eligible to buy an HDB flat with you.
2) His name must be in the application but can be an occupier instead of an owner.
3) He will be automatically listed as the essential occupier. He must agree to endorse the purchase/selling application document.
4) You may put your eldest daughter as an owner with you, and the rest of the children under occupier.
5) You may consider holding the HDB flat under Tenancy-In-Common with your daughter holding a lower amount of share so that it is easier for her to sell her share to you when she gets married later.
6) If you don't need her to assist in financing the flat, then, it is best that you hold the flat under sole ownership to reduce the hassle.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
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