Hi,
First of all congrats on your plans to purchase your home!
The CPF grants will be credited into the SC’s CPF OA account and that can be used to pay for the 10%. Of course we also need to factor in the legal fees and also the buying Stamp Duty. Both of these can be paid using CPF as well.
If this is your first time making a house purchase, then I will really recommend that you let a professional do some financial calculations for you. A detailed financial calculation will go down to the details of whether do you have any spare funds on rainy days and also how much is your monthly installments and how much cash do we need to top up monthly in the event if our monthly CPF contributions is not enough to cover the installments. All the fees such as legal fees, stamp duty, valuation fees and also submission fees are also important in the calculation.
If you are ok, then maybe I can suggest that we can actually have a chat on this. Then we can help you with the financial calculations. No worries there are no obligations at all. At the same time we can also give you some advice on the area that you are looking to buy and also what is good and what is not.
I work very closely with my partner who is also my wife. Maybe just to share a little bit about us. We have been in this business for a while and we have served many clients over time. Many of them are now our friends and many have also left testimonials for us for our service rendered. Both of us have always believe that our property is probably the most expensive thing that we have bought in our lives and hence any agents handling the houses should really uphold the clients' interest in top priority. Thanks to the many kinds words from our clients, both of us have been interviewed by Council of Estate Agents (CEA) before and we have been featured in their newsletter for Great Client Service. Personally I also won the SAEA Best Client Service Silver Award before as well. We believe that we will definitely be able to provide some good advice to you and hopefully we will be able to provide the same level of client service to you and hopefully even better.
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Looking forward to hear from you soon! Cheers!
Best Regards,
Jeffrey Heng
Associate Executive Director (Sincerus Division)
OrangeTee and Tie Pte Ltd
NAVIS Living Group - The fastest growing group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)
Mobile :
+65 9858 1322
Email : hengjeffrey@gmail.com
Web : www.sgpropertyadvisers.com
Founder of Sincerus Division
SAEA Real Estate Excellence Silver Award - Best Client Service (2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service (2012/2013)
* Featured in CEA Newsletter for Great Client Service - https://goo.gl/NMusPZ *
* Featured in Propertyguru Magazine With My Partner- https://goo.gl/cioyEu *
* Featured in PropertyGuru Magazine for Team Building - http://tiny.cc/80w5lz *
* Words From Clients - https://www.sgpropertyadvisers.com/testimonials *
* Check Out Our Client Testimonial Video Here - https://youtu.be/WzNepsjH1Oc *
* Check Out My Team Mates’ Testimonials Video Here - https://youtu.be/SmdXkgREVOU *
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