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Afternoon Chang,

Since you have fulfilled your MOP, you will be considered as second timer on the booking of EC. You will be required to work out the sums as bank would most likely only dish out 60% loan to you, if your current unit is still under mortgage. Thus 10% cash is required, at minimum. Selling of your unit can be done within 6 months from key collection of your upcoing EC, if you do not need extra funding to substain the purchase.

FYI
Mike Lim
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