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Gurus,

I understand the authorities have tightened requirements for agents. I came to know major agencies have axed a number of their agents as a result.

a) What is/are the new requirement(s)? How are property owners and investors affected by the new requirements?

b) Are the commissions payable to agents affected?

c) Is the 70% LTV ceiling on the 2nd property applicable to HDB owners who buy a private property only or is it applicable across the board to all who invest in a 2nd property? Is there a way to still get 80% LTV?

Thanks
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