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Your grant eligibility may not be reflected if you are applying for HFE now. On top of that, you may also be required to resubmit your HFE after your wife has obtained her citizenship. Do you have the timeline for her citizenship status to be approved and getting the pink IC?

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Warmest regards,
Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi Sir,

It is advisable to apply for the HFE after your Wife gets her Citizenship. This way, you will be entitled to Grants, and also avoid paying ABSD for your purchase. Applying for HFE now hasn't really has any pros apart that maybe you will get the approval earlier?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi,

1) I would recommend you apply for the HFE only after getting citizenship.
2) Under the current combination of PR+PR, you are;
(a) Subject to a 5% ABSD.
(b) No grant available.

3) The HDB flat prices are getting stable now compared to last year (2022). Thus you can hold for a few months without paying a higher price for the purchase later.
4) The above are the financial factors that I'm considering. There could be other reasons that you have that you wish to make a purchase earlier. It will be better if you share with me in private so that I can advise accordingly.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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For full PR households, you have to pay 5% ABSD on your first home purchase. You also need to be PRs for 3 years before you are eligible to buy HDB resale. When your wife becomes Singapore Citizen, you are eligible for ABSD remission for your 1st home - you don't need to pay the 5%. And she may also be eligible for CPF grants. Read More