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The partial ownership of the property in India will restrict your wife to purchase a HDB here in Singapore and she will need to relinquish her interest in that property in order to be eligible to purchase a resale HDB here in Singapore, with a 15 months wait out period.

For SPR who are under 3 years old, it should not apply on the 3 years minimum SPR period. You may wish to clarify with HDB directly for answers too given that they are the authority on approving such sale.

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Good day to you,

She has an interest in the foreign property which is why she is owning it, right? However, there are cases where individuals co-own foreign private properties so that their parents have a place to shelter themselves. If this is the exact situation, you can write-in to HDB and appeal your case, providing all the objective evidence.
Should that fail, by transferring the ownership to your father-in-law would means that your spouse does not own any foreign property. 15 month wait-out period is mandatory, before both you and your spouse can submit the HFE for approval.
Only the main and co-applicants need to fulfill the requirement for SPR status for more than 3 years.

In summary, once your spouse have completed the transfer of ownership and fulfilled the 15 months wait-out period or when you have fulfilled the 3 years SPR status, with the success on the appeal, both of you can proceed with the HDB resale purchasing process.

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1. In cases where individuals co-own foreign private properties to provide shelter for their parents, you can appeal to HDB by submitting a written request with supporting evidence.

2. If the appeal doesn’t succeed, transferring ownership to your father-in-law would ensure that your spouse no longer owns any foreign property.

3. A mandatory 15-month wait-out period would then apply before you and your spouse can apply for HFE approval.

4. Only the main and co-applicants need to meet the requirement of having SPR status for more than 3 years.

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