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Hi,
Me and my sibling are both under 35 y/o and single. We would like to purchase a flat(Resale is fine) together to live in.
Are we eligible to purchase the flat?

My parents will be living in our current HDB after we've moved out. also, since we are intending to get a bigger unit, we would like to sublet part of the space.
I understand that the 5 year MOP is in place thus if we are both living in the space and sub-letting it concurrently, would it be feasible?
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2 Answers

Hi,

Please feel free to contact me at 97403994  for a non-obligatory discussion. Thanks!

Best Regards,
Alvin Toh
 97403994 
alvintoh.era@gmail.com Read More
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Hi,

1) There is a joint-single scheme available to assist singles to own a flat.
However, I'm afraid you are not eligible for it.
(a) All applicants must be Singapore Citizen
(b) If all applicants are under 35 years old but more than 21, your status must be either widowed or orphan.
(c) If all applicants are above 35 years old, your marriage status must be either unmarried or divorced.
(d) If one of the applicant is above 35 years old, but income not sufficient to finance the purchase. The other applicant who are below 35 years old must not have another sibling who is below 35 years old buy/own another flat under:
- Orphans Scheme
- Single Singapore Citizen Scheme
- Joint Singles Scheme

Based on the above criteria listed by HDB, you are not eligible to purchase a HDB flat, until one of you reach 35 years old.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.facebook.com/Homesellerbuyer

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