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My wife and I are joint-tenancy in our 3-gen flat. We have fulfilled 2.5 years of MOP.

We have listed my Mum and sister as occupiers to meet the eligibility requirements of owning 3-gen flat. My Mum had to sell her previous flat as part of the requirements to become occupier so as to meet the 3-gen eligibility.

My question:

1) Within this MOP, how can my Mum or sister buy a resale flat (remove their names from becoming occupier). As they do not want to live with us anymore.
2) What are the consequences or financial implications if my Mum or sister wants remove their names as occupiers within MOP? Will it result in us having to sell the 3-gen house as we no longer meets the eligibility requirements.
3) On what basis does HDB allows existing occupiers (Mum and sister) to delist themselves.
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2 Answers

Hi
Your situation is quite complex. If only your sister wants to remove her name as an occupier and purchased a resale, there would not be any problem since siblings does not form a family nucleus. However if your mom wants to remove hers too, you would be deemed as no longer eligible to retain and 3Gen flat and have to sell it off. However since your house have not met its MOP, generally HDB will not allow your mother to remove her name as an occupier and purchase a resale. My advise is to contact your HDB branch office if you would like to appeal for this. I am specailised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.
Regards
Taufik Hussein
CEA Reg No: R061607B
Contact No: 93375051 
ERA Realty Network Pte Ltd Read More
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Robbie Chen Chee Howe
Hi Sir,

In this situation, your Mother will not be able to purchase another flat as they are also required to serve the 5-year MOP, being the essential occupiers of the 3-Gen flat.

In the event that after MOP and your Mother wishes to purchase another flat and move out, I'm afraid you also cannot keep hold of the 3-Gen flat, and will be forced to sell it off.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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