### 1. **Current Ownership and Upgrade Plans**
- You currently own an HDB flat under the **Family Scheme**, with your child as an essential occupier. You’re now planning to upgrade to a 4-room resale flat.
---
### 2. **Partner’s Role in the Application**
- Since your partner (a PR) is **not part of the current flat purchase**, you don’t need to include him as an **owner or occupier** during the application for the resale flat.
- This means his overseas properties won’t affect your eligibility or the purchase process.
---
### 3. **Post-Upgrade Marriage Plans**
- After fulfilling the **5-year MOP** for your new resale flat, you can marry your partner without requiring him to sell his overseas properties.
- During the MOP, he can retain his overseas assets, as they won’t impact your HDB flat’s eligibility.
---
### 4. **HFE Application**
- Submit an **HDB Flat Eligibility (HFE)** application to assess your eligibility for the resale flat upgrade. This step is crucial before proceeding with the purchase.
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### 5. **Financial Independence**
- Since your partner isn’t contributing to the flat’s purchase, his financial status (e.g., overseas properties) won’t affect your application or the flat’s ownership.
---
### 6. **Next Steps**
- **Consult HDB**: Confirm your eligibility and understand the specific requirements for your upgrade.
- **Plan Ahead**: Ensure your finances are in order for the resale flat purchase, including downpayment and loan arrangements.
---
*"The best way to predict the future is to create it." – Peter Drucker*
WhatsApp me at: ABLE Toh
(65) 9856-9255
or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile:
(65) 9856 9255
or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
=========
(4A)✅✅ For the Below Condominium that may Achieve TOP ( Temporary Occupation Permit / Relatively New Condominium which may faced Difficulties/ Challenges to rent / sell at your Expected Pricing as facing too many neighbour’s units competing to Sell / Rent Out ,...
(4B)✅ ✅ ✅ I am okays NOT TO be the Sole Exclusive Agent , but the “ Open Listing “, additional pair of hands to help you bring the matching buyer / tenant . “ May the Hardworking + Lucky agent close the Deal !!, ( Whether it’s me or another agent ,✅✅✅ I will still be HAPPY FOR THE OWNER !! ✅✅My advantage is : I myself , have a Small Team of Agents who will work together with me to cast a wider Marketing Nets to Reach Your Goal !!!
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