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Myself and my wife are planning to get a HDB for $590000, I am a SC and she is applying for a PR soon, In the event, if she gets a PR, does she need to pay for absd when it is already pay by me or could the absd be assorb by my cpf, this is our first home.
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3 Answers

YT Tan (陈永达)
Good morning buyer,

You will be eligible to purchase a resale HDB under non citizen spouse scheme with your foreigner spouse as an occupier right now.

Even though your spouse is a foreigner, IRAS will grant you ABSD exemption as it treats this purchase as your matrimonial home.

Do take note that for this scheme, only your income will be taken into consideration for mortgage application.

In the future when she turns SPR, you can apply for her to be one of the owner so you can use her CPF OA funds to pay the mortgage repayment.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com Read More
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Hi,

If its your 1st matrimonial home and under the non-citizen spouse scheme, you can apply for ABSD remission with IRAS, where ABSD can be waived.

Thanks and look forward to value-add to your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred SG Professional- ASAP Real Estate Services

No worries, no ABSD as it your first HDB home under marriage. Priority will be the housing loan to be secured and lastly purchase a house you desired will do :)

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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