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Hi

It depends on your income. Assuming below $7k per month, will be up to $40k if buy 4room size and below, up to $60k ehg depending on income, and $10k if buying near parents. You can find out all the available grants upon the release of the applied HFE letter.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi there,

As you are applying for a resale flat with a foreigner (non SC/PR), the grants you are entitled to are the same as a single party who is applying for a resale flat.

Your possible total housing grant is as follows:

1. CPF housing grant - $40,000 (for 2 - 4 room flats) or $25,000 (for 5 room flats or bigger)

2. Enhanced Housing Grant (Single) - Up to $60,000 (dependent on the amount of your income)

3. Proximity Housing Grant - $10,000 if you live near your parents (within 4km)

Your final grant amount would depend on your current income, as well the size of the flat you purchase, as well as if you manage to secure a flat near within 4km of your parent's current home.

As for your resale budget, my suggestion is that you first proceed to do your HFE as it will give you an approximate gauge on what your affordability is.

In order to give you a more accurate number on your exact budget, I will need details such as the amount of cash you have on hand, and your monthly income.

The payment breakdown can be as such:
If you are taking HDB loan:

Cash over valuation - in cash
25% of the property purchase price - Cash/CPF / Grants
Stamp duties - Cash / CPF
75% of the property purchase price - Cash / CPF / HDB Loan

If you are taking private bank loan:

5% of purchase price + cash over valuation - in cash
20% of purchase price & stamp duty - in cash/CPF / Grants
75% of bank valuation of the property - In cash / CPF / Grants

Happy to share more insights over text or a cup of coffee!

I offer free consultations on procedures, paperwork, financial calculations, timeline planning and the latest property news & policies.

I don’t product push, and only make well researched recommendations that are carefully thought out for your situation.

I would love to help you get your first home, feel free to drop me a message or call me @8428 1 two 2 8, or simply drop me a message on Propertyguru :)

Ho Li Kai
 +65 8428 1228  (Call or WhatsApp)
Huttons Asia Pte Ltd
Associate Division Director
holikai.realestate@gmail.com Read More

Hi, you can get detailed information when you apply for an HFE.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Housing grant is dependant on the household income therefore you should apply for HFE and check out on the numbers, including loan eligibility.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Good day to you,

You are eligible to purchase resale HDB unit under Non-citizen family scheme where you are the main applicant and your spouse as the essential occupier.
With an income of $7k or less, the CPF Housing grant of $40k is available to you. Enhanced Housing Grant of up to $40k, if you are earning less than $4.5k. Proximity Housing Grant of $15k, if you are staying with parents.
Securing your HFE will provide you with detailed figures and the loan that is available for you.

Let's get together to materialize your intention.

Navigate Property Decisions with Confidence

With over 15 years of experience in Singapore's residential property sales and purchase (S&P) cases, I understand the complexities involved in the process. I aim to guide you every step of the way with clear communication, ensuring that all parties are legally represented and protected.

I offer in-depth knowledge in:
Ø Estate Planning and Distribution: Planning for the future can feel daunting. Let’s work together to create a smooth, transparent process that brings peace of mind.
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Schedule a Free Consultation Today! Let's discuss how I can assist you in your property journey. For more informative insights, follow our short video here: https://www.youtube.com/@YourSGHomeCompass-MLnU.

Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

1. The available grants will be clarified once you receive the HFE approval letter.
2. Since you're applying with a foreigner (non-SC/PR), the grants you'll receive are similar to those for single applicants. The final grant amount depends on your income, the flat size, and proximity to your parent's home.
3. To determine your resale budget, start with the HFE application, which will help you assess your affordability.

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