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Good day to you,

SPR couples must hold their status for three years before they can purchase a resale HDB unit. However, this requirement does not apply to you since you are a Singapore citizen. You will be the primary applicant, while your spouse will be registered as the essential occupier.

Please submit your Housing Financial Eligibility (HFE) application for approval to assess your financial standing.

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Mike Lim
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ERA Read More

Hi, appreciate your sharing. 1 - upon sale completion have to show ROM cert within 6 months.
2. Partial grants given in future into your CPF OA
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Dear Miss,

Congratulations on your plans! There is no requirement for both of you to be married for a number of years before you are eligible to purchase a resale HDB under non-citizen spouse scheme. You will need to be legally married at the point of purchase, however only your financial will be assessed in terms of home loan.

Should your spouse become a SPR, it will then open up more choices of flats selection and exercise you can consider including BTO, SBF or even Executive Condo, if all other eligibility criteria are met. Proximity Housing grants will also be applicable if the household income is within the ceiling.

Hope this helps!

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi

For SC / FR combination, non-citizen spouse scheme, need not wait out any or 3 years of marriage, can purchase resale HDB immediately once legally married.

Once he/she becomes SPR, there could be a top-up grant eligible. You will have to fulfill a fresh 5 year MOP for the flat that you are going to purchase, before you can be eligible to apply for the next housing.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi Yes, its possible, do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

1. As a Singapore citizen married to an SPR, you can apply to buy a resale HDB immediately without waiting for your spouse to hold SPR status for three years.
2. You must provide your marriage certificate within six months after the sale is completed and may receive partial housing grants credited into your CPF Ordinary Account.
3. Submit your Housing Financial Eligibility (HFE) application to assess your financial standing and confirm grant eligibility.
4. If your spouse becomes an SPR later, you may qualify for additional top-up grants, but a new 5-year Minimum Occupation Period (MOP) will apply to your purchased flat before you can buy again.

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Hi,

1) You are eligible to buy with your bf only after marriage under the non-citizen spouse scheme.
2) You won't be eligible to buy under fiance/fiancee scheme with a foreigner.
3) The 3-years tingy is only applicable to PR family only. It means that all applicants are PR without any adult SC in the application.
4) However, the foreigner must be holding a long-term visit pass or work pass of at least 6 months from the date of issue at the point of your HFE letter and resale flat application when you are under 35 years old.
5) When you buy a resale flat now, you are only eligible for half-housing grant; i.e. single grants.
6) When your foreign spouse manage to receive a SPR status. You may apply for a top-up grant within 6 months of your spouse got the new residential status.
7) The top-up grant amount is up to the difference between the prevailing family grant that you have previously received for your resale flat. In this case of from a foreigner to a PR is $30k.
8) I have to remind you that you will be the sole owner when buying under the non-citizen spouse scheme. Your spouse can only be the core occupier because he is a foreigner.
9) He won't be automatically became the owner even he got his PR status later.
10) His fund in his CPF OA also cannot be used for paying the monthly mortgage after he became a PR.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
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https://R056727F.propnex.net/
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