Property & Real Estate Discussions on Home Financing

3434 Results Found in Home Financing

Property Buyer in Home Financing

asked on 20 Oct 2010

Hi Gurus, Iam a PR and I would like to buy a Condo unit.My annual Income is around 90K.Iam looking for a property around 800K.Iam in short of $50K for the initial down payment.Iam willing to take personal loan or credit line loan.My Question is...

0 • 865 views 1 Answer

Ant in Home Financing

asked on 20 Oct 2010

i am buying an uncompleted project from this owner, and he has paid 50% through the initial disbursements required by the developer. When i purchase the unit from him, the remaining disbursements required will be paid by me via a housing loan....

0 • 726 views

Andrew Tan in Home Financing

asked on 20 Oct 2010

Is it advicable to take a breaching loan for down payment of new property before selling my present home? Rgds AT

0 • 2787 views 1 Answer

Carol in Home Financing

asked on 18 Oct 2010

I'm looking at a $1m property. I own a HDB flat for my own stay (under bank mortgage). With the new govt ruling, a) What is the breakdown of cash, cpf and mortgage component for my 2nd property which is meant for investment purposes? Any other...

0 • 990 views

Anonymous in Home Financing

asked on 17 Oct 2010

Hi Agent, with CPF $200K and CASH $120K. A monthly salary $5K. What type of condo can I afford ?

0 • 1034 views 3 Answers

Fernando in Home Financing

asked on 17 Oct 2010

Gurus, I understand the authorities have tightened requirements for agents. I came to know major agencies have axed a number of their agents as a result. a) What is/are the new requirement(s)? How are property owners and investors affected...

0 • 730 views

Mansor Suriani in Home Financing

asked on 16 Oct 2010

If I were to sell my 5 rm 15 yr old hdb flat and buy a new hdb flat or ec or dbss,do i need to pay the levy to the govt(percentage of the sale)?I was told recently the rules have changed,is this true?before govt levy from like 5 to 10 percent of...

0 • 883 views

Seng Kuang Teh in Home Financing

asked on 16 Oct 2010

Hi, i was told by my agent the lawyer+legal fees is 2.8k. is the price reasonable for my 4 room HDB ? my HDB price is 430k. appreciate your advice. Thanks

0 • 755 views

angela angela in Home Financing

asked on 14 Oct 2010

my cpf got 61k cash,on hand 40k,hdb hle loan up to 192k.monthly income $1700.Can u advise wat is the max.price of hdb i can afford.I'm joining name wif my child.

0 • 1743 views 1 Answer

Ping Ping in Home Financing

asked on 13 Oct 2010

Any kind soul can tell me what is the downpayment structure like? I would like to book a unit but i am a upgrader. so i can only loan up to 70%. I have 10% cash and 10% CPF now. as for the balance 10%, i will sell my flat once i have confirm...

0 • 1032 views

dw in Home Financing

asked on 7 Oct 2010

Hi gurus, I've very low mortgage loan left (20% of my condo value) and need to buy bigger unit as family has grown. Can I get my home refinanced, and use the extra cash as the 30% downpayment for the new unit which means I will have new mortgage...

0 • 981 views 2 Answers

Lee in Home Financing

asked on 6 Oct 2010

We are Malaysian Chinese married couple, SPR. My husband owned overseas private property and we intend to sell it after we purchase the HDB flat. The questions is how many % of the bank loan we can get before i dispose my overseas property? Does...

0 • 1752 views

Evie in Home Financing

asked on 6 Oct 2010

Hi, my future husband and I are looking at buying our home - a private condo. I have an existing mortgage but my husband does not. If we took out a home loan together, would we be able to get 70 or 80% financing? Thanks.

0 • 889 views 1 Answer

Ash in Home Financing

asked on 5 Oct 2010

Hi, I currently am looking to move to a bigger Condo, 3 bed room, area-1500 sq ft. Location not a big issue, but should be around 500 PSF. Kindly advise.

0 • 565 views

Tan Ai Peng in Home Financing

asked on 5 Oct 2010

I rented a HDB flat with a term of 24mths (diplomatic cause 12 mths). I have already stayed in the flat for 13 mths and now wish to move to another place due to various reasons. Will my whole 2 months of deposit be forfeited?

0 • 770 views

Shan Kyaw in Home Financing

asked on 1 Oct 2010

Hi Guru, I am owing 4 room flat HDB which bought from resale market about 3 and half year. Outstanding loan balance is about 70K. I am planning to settle loan next year in February, 2011.That means I am going to pay back all outstanding...

0 • 1255 views

Jonathan Tan in Home Financing

asked on 30 Sep 2010

Currently i'm residing in australia with my wife. I'm thinking to buy a house in bukit timah together sharing with my aunty using my cpf + cash. Can it be done? Does the law allow it?

0 • 893 views

Apple Tan in Home Financing

asked on 27 Sep 2010

Hi all Gurus, I'm a discharge bankrupt years ago and have a good monthly income and like to ask for a loan to purchase a private property. Have been rejected by a few banks and only asking for a 60% loan. Anyone can advise how should I obtain a...

0 • 1051 views 2 Answers

S F in Home Financing

asked on 26 Sep 2010

I wonder which bank offers the best home loan rate? What is the interest rate now? How is it calculated if I need 600k loan? What does "lock-in" period means?

0 • 2318 views

Shan Kyaw in Home Financing

asked on 26 Sep 2010

Hi, I am abit confused on this income ceiling of $8000 for buying a HDB flat (resale/new). I am working oversea and drawing basic salary USD 5300 per month. If allowance included it will be about USD 8200 per month. Is it eligible to apply HLE...

0 • 2121 views 1 Answer

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