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Hi,

My deepest condolences to you and your family for the loss of your parents.

If both you and your sibling are below age 35 but above age 21, and either or both of you are Singaporean, you can purchase a resale HDB flat under Family Scheme.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi Sir/Mdm,

As you are under the age of 35 years old, you will not be able to purchase a HDB flat alone. However, you may purchase together with your sibling under the Family Scheme for orphan if both you and your sibling are above the age of 21 years old.

There is no restrictions in the HDB type but I will advise working out the finances first to determine which type is more affordable and cater to your needs.

Please contact me privately so that I can understand your intentions and assist you further!

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

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Judy Rong (Seller) Dec 2023 Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, you could go for a resale flat.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi there,

Sorry to hear about your situation. Here’s what you can consider when looking for a new home:

- Since you’re under 35, you are not eligible to purchase an HDB resale flat on your own under the *Singles Scheme*, but only for 2-room Flexi flats in non-mature estates.
- Another option is to consider a private property or Executive Condominium if your financial situation allows it, as there are no age restrictions for private properties.
- If you and your sibling decide to sell the inherited HDB flat, the proceeds could help fund your new home purchase.
- Alternatively, renting for a short term could give you more time to decide while ensuring you have a place to stay.

Thank you and hope this helps guide your next steps!

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As a single Singapore Citizen below 35 years of age, you can only purchase private residential properties. You are ineligible to purchase another HDB on your own unless both you and your sibling join names under Orphaned Siblings Scheme. Is your sibling married?

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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My condolences to your loss of the loved ones, hope you are managing well.

In your instance you can apply with your sibiling under the orphans scheme to be eligible to purchase the next flat, both of you cannot own other residential properties at the moment.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.

-- HDB Executive Maisonette Sellers, Mr & Mrs Yeo --

Before contacting Ivan Ng, our Property Realtor, we were quite apprehensive about our Contra-deal ( concurrent resale & purchase of HDB flats) as at that time the outlook of the resale property market was quite sluggish & pessimistic. But surprisingly our property realtor, Ivan , was able to put us at ease with his professional competence, astute work experience & friendly nature . He was able to consummate our contra-deal within one month of our HDB application. Now we are convinced by his promise that (in Ivan's own words) ... "A contra-deal is where the sale & purchase transactions are done concurrently and completed on the same day. This results in a seamless transition of the funds from your sale proceeds and CPF proceeds towards your purchase price." More importantly Ivan has also managed to clinch a good deal for our contra-deal. We'll certainly recommend him to our kins & friends. Thank you very much, Ivan. We are definitely your satisfied customers!

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --

I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listen Read More

If you and your sibling are both over 21 but under 35 years old, and at least one of you is a Singaporean citizen, you can buy a resale HDB flat through the Family Scheme for orphans. Here are some key points:

1. **Joint Purchase Required:** As individuals under 35, you cannot buy an HDB flat on your own. However, you can jointly purchase with your sibling under the Family Scheme.

2. **Eligibility for Private Property:** If you are a single Singaporean citizen below 35, your only option for property purchase is private residential properties.

3. **Orphaned Siblings Scheme:** You can only buy another HDB unit together if both names are registered under the Orphaned Siblings Scheme.

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